01 Introduction to avoiding scams
02 Strategies for avoiding scams
03 Reporting cybercrimes and scams
Learning objective: You will learn how to spot common scams and fraud, including the warning signs of internet fraud, phishing, and other online scams.
Scams are fraudulent actions that can be used to cheat someone out of money or confidential information. Scams can happen in a variety of ways, including through online dating apps, email, social media sites, phone calls, text messages and even traditional letters or other documents.
Phishing is a type of scam that tricks people into sharing their login or personal information. Phishing can come in the form of emails, text messages, phone calls and social media posts, to name a few. The messages or emails might look like they are from a real company that you know or trust, like a bank, online store, social networking site, parcel delivery firm or government department. Phishing perpetrated by text is commonly known as ‘smishing’, and by a phone call as ‘vishing.’
Example:- someone tells you that you are eligible for a prize or payment
Subject: Your system has been infected with (28) viruses
In many financial scams, someone claiming to be from a financial institution or government organization will contact you via phone, text, or email or leave you a message saying that you owe taxes or other money. They may say that if you don’t pay the outstanding balance immediately, legal action will be taken against you.
Lottery scams are often carried out from accounts impersonating someone you know or fake profiles pretending to represent an organization. The messages may claim that you’re a winner of a lottery and that you can receive your money for a small advance fee. The scammer may ask you to provide personal information, such as your physical address or bank details.
These scams are done by accounts impersonating famous religious figures or by accounts pretending to be representatives from various charities or orphanages. The scammers will ask for donations.
The internet is a great place to meet other people who share same interests. Via online dating people make friend, romantic partners and sometimes marriage. However, remember that anyone online could be saying they are someone who they are not. Watchout for the following signs:
Their photos are stock or professional photos. These types of photos are often used by “catfish” and could be photos of someone else.
They make you uncomfortable by immediately professing their love using strong language.
They make you uncomfortable by pressuring you to leave the dating site and communicate with them through email or text.
Learning objective: You will learn how to spot common scams and fraud, including the warning signs of internet fraud, phishing and other online scams.
Although eligible items purchased on Marketplace from sellers and stores using checkout on Facebook are covered by Purchase Protection, local pickup items using person-to-person payment methods are not covered. Read about how to buy and sell responsibly on Marketplace.
Facebook does not offer refunds for any person-to-person transactions. Always be cautious when using person-to-person transactions to purchase Marketplace items, especially if shipment is involved.
01. Have you encountered any online scams in the past? How did you react?
02. How would you react now?
1. You receive a post advertising a job opportunity that promises very high pay in a short amount of time. If interested, it requests you to reply.
2. Samson is messaging with a girl he likes online. He receives a message from her that says her mother has been in an accident and needs money for her hospital bill.
Is this a phishing scam? How do you know?
How should you react or respond to this message or post?
Learning objective: You will know how to safely report a scam or other suspected cyber crimes.
Protect yourself and be proactive by protecting your device: